Beyond the
traditional settlement
MARKET-BASED STRUCTURED SETTLEMENTS
Prospera works with settlement consultants, attorneys, and financial advisors to design market-based structures that expand settlement possibilities and build lasting value for claimants.
Prospera works with settlement consultants, attorneys, and financial advisors to design market-based structures that expand settlement possibilities and build lasting value for claimants.
WHAT WE DO
Settlement & Deferral Solutions
Settlement & Deferral Solutions
Structured
Settlements
Turn settlement proceeds into flexible payments designed for long term financial needs.
increase
$2,456.21
10y
20Y
earned this quarter
$2,456.21
Attorney Fee
Deferral Strategies
Attorney Fee
Deferral Strategies
Defer contingency fees with tax advantaged strategies designed for long term growth and income flexibility.
Term
Fees
Structured
Installment Sales
Structure real estate or business sale proceeds for tax deferral, flexible payments, and long term growth potential.
17.07
$5,120.00
Vanguard
120
Account
Testimonials
Trusted by Practitioners
Trusted by Practitioners
01
Mike Schroeder, Structured Settlement Consultant
"The family wanted certainty, but they also needed a strategy for the long term. We paired an annuity through their son’s 18th birthday with a market-based structure through Prospera that provides payouts through age 60. Seeing the two strategies side by side made the decision clear."
02
Andy Prindable, Structured Settlement Consultant
03
Pam Liggett, Structured Settlement Consultant
04
Ed Diab, Attorney
01
Mike Schroeder, Structured Settlement Consultant
02
Andy Prindable, Structured Settlement Consultant
03
Pam Liggett, Structured Settlement Consultant
04
Ed Diab, Attorney
Testimonials
Trusted by Practitioners
Mike Schroeder, Consultant
"The family wanted certainty, but they also needed a strategy for the long term. We paired an annuity through their son’s 18th birthday with a market-based structure through Prospera that provides payouts through age 60. Seeing the two strategies side by side made the decision clear."
Andy Prindable, Consultant
Pam Liggett, Consultant
Ed Diab, Attorney
Leadership
Experience meets Innovation
Leadership
Experience meets Innovation
Leadership
Experience meets Innovation
Thought Leadership
Prospera Insights
Market-based
60%
Annuity
30%
Cash distribution
10%
FAQS
Frequently Asked + Answered
How does Prospera expand traditional settlement options?
Prospera adds market-based solutions to the traditional settlement toolkit. Cash, guaranteed annuity payments, and market-based structures can be blended to address immediate needs, provide predictable income, and create long-term growth potential.
How established are market-based structures?
Market-based structured settlements are built on the same established periodic payment framework used in traditional structured settlements. Prospera combines that framework with diversified investment options from leading asset managers, bringing familiar long-term investment principles to settlement planning.
What about market risk?
Market-based investments involve risk, which is why time horizon and diversification matter. Prospera can blend guaranteed annuity payments for near-term needs with diversified, market-based investments positioned for longer-term growth. This allows the market-based portion to remain invested over a longer horizon, helping manage short-term market volatility while creating greater growth potential over time.
Can I combine this with a traditional annuity?
Yes. Prospera can blend guaranteed annuity payments with market-based investments to address different needs over time. Annuities can provide predictable income for near-term needs, while the market-based portion can remain invested for longer-term growth potential. Together, they create a more flexible approach tailored to the individual settlement.
Do my payments depend on Prospera?
The structure is designed for long-term continuity. Assets are held by an assignment company in dedicated investment accounts through third-party master custodial relationships, separate from Prospera’s operating assets. The underlying investments are managed by established asset managers.
Does Prospera work with my settlement consultant or broker?
Yes. Prospera works through the settlement professionals you already rely on, not around them. Our solutions expand the options available to your consultant, giving them more ways to build a settlement strategy around your immediate and long-term needs.
FAQS
Frequently Asked + Answered
How does Prospera expand traditional settlement options?
Prospera adds market-based solutions to the traditional settlement toolkit. Cash, guaranteed annuity payments, and market-based structures can be blended to address immediate needs, provide predictable income, and create long-term growth potential.
How established are market-based structures?
Market-based structured settlements are built on the same established periodic payment framework used in traditional structured settlements. Prospera combines that framework with diversified investment options from leading asset managers, bringing familiar long-term investment principles to settlement planning.
What about market risk?
Market-based investments involve risk, which is why time horizon and diversification matter. Prospera can blend guaranteed annuity payments for near-term needs with diversified, market-based investments positioned for longer-term growth. This allows the market-based portion to remain invested over a longer horizon, helping manage short-term market volatility while creating greater growth potential over time.
Can I combine this with a traditional annuity?
Yes. Prospera can blend guaranteed annuity payments with market-based investments to address different needs over time. Annuities can provide predictable income for near-term needs, while the market-based portion can remain invested for longer-term growth potential. Together, they create a more flexible approach tailored to the individual settlement.
Do my payments depend on Prospera?
The structure is designed for long-term continuity. Assets are held by an assignment company in dedicated investment accounts through third-party master custodial relationships, separate from Prospera’s operating assets. The underlying investments are managed by established asset managers.
Does Prospera work with my settlement consultant or broker?
Yes. Prospera works through the settlement professionals you already rely on, not around them. Our solutions expand the options available to your consultant, giving them more ways to build a settlement strategy around your immediate and long-term needs.
Get Connected
Imagine what we
could do together.
Take advantage of institutional-grade structures for your settlement.
Get Connected
Imagine what we
could do together.
Take advantage of institutional-grade structures for your settlement.
Get Connected
Imagine what we
could do together.
Take advantage of institutional-grade structures for your settlement.
Get Connected
Imagine what we
could do together.
Take advantage of institutional-grade structures for your settlement.