Time is the advantage
100 years' worth of performance data demonstrates that public market risk diminishes with time. And a structured settlement can cover decades, enough for the market’s short-term volatility to even out into long-term growth.
PROSPERA SOLUTIONS
Trust a century's
worth of data
Historically, the S&P 500 has never had a negative total return over any rolling 20 year period.
Creating the
right balance
Combine cash, annuities, and market-based structures to balance immediate needs, predictable income, and long-term growth.
Protect purchasing power
Long-term, uninterrupted market exposure can protect against inflation and preserve purchasing power as cost of living increases.
WHERE IT APPLIES
FAQS
Frequently Asked + Answered
How does Prospera expand traditional settlement options?
Prospera adds market-based solutions to the traditional settlement toolkit. Cash, guaranteed annuity payments, and market-based structures can be blended to address immediate needs, provide predictable income, and create long-term growth potential.
Aren't market-based settlements new or unproven?
Market-based structured settlements are built on the same established periodic payment framework used in traditional structured settlements. Prospera combines that framework with diversified investment options from leading asset managers, bringing familiar long-term investment principles to settlement planning.
Isn't the market risky?
Market-based investments involve risk, which is why time horizon and diversification matter. Prospera can blend guaranteed annuity payments for near-term needs with diversified, market-based investments positioned for longer-term growth. This allows the market-based portion to remain invested over a longer horizon, helping manage short-term market volatility while creating greater growth potential over time.
Can I combine this with a traditional annuity?
Yes. Prospera can blend guaranteed annuity payments with market-based investments to address different needs over time. Annuities can provide predictable income for near-term needs, while the market-based portion can remain invested for longer-term growth potential. Together, they create a more flexible approach tailored to the individual settlement.
What happens to my funds if something happens to Prospera?
The structure is designed for long-term continuity. Assets are held in dedicated investment accounts established to fund scheduled payments and are separate from Prospera’s operating assets. The underlying investments are managed by established asset managers, and Prospera is institutionally backed to support long-term stability and continuity.
Does Prospera work with my settlement consultant or broker?
Yes. Prospera works through the settlement professionals you already rely on, not around them. Our solutions expand the options available to your consultant, giving them more ways to build a settlement strategy around your immediate and long-term needs.